Best credit cards for Lyft

Blue Cash Preferred Card from American Express: Best for cashback rewards

Why we picked it: So far, all the cards on this list give you rewards in points. However, the Blue Cash Preferred® Card from American Express gives pretty generous cash back rewards. This pick is incredibly popular among families, and it’s one of the best for grocery spending due its 6% cash back at U.S. supermarkets (up to $6,000 in purchases per year, then 1%). It also gives 3% cash back at U.S. gas stations and on transit and rideshare services as well. Best credit cards for Lyft

Pros

• $350 statement credit after spending $3,000 in the first six months
• 0% intro APR on new purchases and balance transfers for 12 months (16.99%-27.99% variable thereafter)
• Benefits like purchase protection and car rental insurance

Cons

• $95 annual fee
• Caps U.S. supermarket category at $6,000 per year

Who should apply: Cash back lovers will likely love the Blue Cash Preferred card. Outside of Lyft rides, if your spending focuses on groceries, you should really consider this card.

Who should skip: Cardholders with families that spend more on online shopping than groceries should look at other cards. Best credit cards for Lyft

Chase Freedom Flex: Best for no annual fee

Why we picked it: You cannot go wrong with the Chase Freedom Flex®. It gives fairly rich rewards, such as 5% cash back on Lyft purchases (through March 2025). Plus, as a Mastercard World Elite card, it’ll give you $5 in Lyft credit per month after taking three Lyft rides.

Other than that, the Freedom Flex is known for its 5% cash back on rotating bonus categories (on up to $1,500 per quarter) based on Chase’s quarterly calendar. It also functions well as a travel card, with 5% cash back on travel purchases through Chase, 3% cash back on dining and drugstore purchases, and 1% cash back on everything else.

Pros

• No annual fee
• $200 if you spend $500 in the first three months
• Perks like purchase protection, trip cancellation and interruption insurance
• Complimentary DashPass membership for three months

Cons

• 5% cash back on Lyft purchases lasts until March 31, 2025
• $1,500 limit on 5% cash back rotating categories
• Must activate categories by deadline to use them

Who should apply: If you’re that cardholder searching for the no-annual-fee card on this list, the Chase Freedom Flex won’t let you down.

Who should skip: Those who’d like to earn year-round rewards on Lyft purchases should look elsewhere. Best credit cards for Lyft

Brex 30 Card: Best for entrepreneurs

Why we picked it: The Brex 30 Card, catered toward startup companies, offers impressive rewards considering it’s a no-annual-fee card. Let’s start with the most important one: 7X points on rideshare services. Other rewards include 4X points on travel booked with Brex Travel, 3X points on restaurants and more. Best credit cards for Lyft

Pros

• No annual fee
• 50,000 Brex Rewards points after you spend $1,000
• Instantly issue virtual cards to employees

Cons

• Charge card
• Must make Brex card your exclusive corporate card (or else you only earn 1X point on every purchase)
• Must have at least $100,000 in your corporate account to qualify (or $50,000 if you’re professionally managed)

Who should apply: E-commerce entrepreneurs (and the like) who want solid, year-round rewards on Lyft purchases will like this card.

Who should skip: Business owners who already have a business credit card they like should skip. If you make Lyft purchases infrequently (less than a few times a month), you do not need to apply. Best credit cards for Lyft

Comparing the Lyft credit cards

How to choose a credit card for Lyft

Before committing to any of these cards, there are a few things you should ask yourself to narrow down all the choices:

• What kind of Lyft rider are you? If you’re a ride-or-die Lyft user and you solely use Lyft for rideshare (versus Uber), you should go for a card that will give you year-round benefits on your Lyft rides like the Chase Sapphire Reserve or the American Express Green card.
• Do you prefer cash back or travel points? Fans of cash back should obviously go for one of the cash back options, like the Blue Cash Preferred, also an excellent card for grocery spending, or the Chase Freedom Flex, which will earn you good rewards quickly, outside of just Lyft.
• Do you want a travel card, an everyday card, or a business card? Many of our favorite cards for Lyft serve different purposes. People looking to dive in the travel card space should, of course, apply for the Chase Sapphire cards or Amex Green card. Those who want a card for everyday spending won’t go wrong with the Blue Cash Preferred. Of course, for our business owners out there, please consider the Brex 30 card with its lavish rewards on common business purchases and travel.
• Can you fit an annual fee into your budget? If you travel far and wide and often, the Chase Sapphire cards, despite their annual fees, will really prove their worth. If you prefer to stay closer to home, one of the no-annual-fee cards will serve you well. Best credit cards for Lyft

Bottom line

These cards can help you maximize your potential earnings and savings on Lyft rides, so if you use Lyft frequently, any of these products can be a great addition to your wallet. Whether you opt for a card that provides Lyft credit or rewards on Lyft purchases, any benefit is welcome. Also keep your eye out for other ways to maximize rewards with Lyft, like avoiding rides during a surge, comparing prices with Uber and utilising coupons like referral codes.

*All information about the Capital One Savour Cash Rewards Credit Card and the American Express Green Card has been collected independently by CreditCards.com and has not been reviewed by the issuer. Best credit cards for Lyft