When used responsibly, an increased credit limit can have a positive effect on your financial life by improving your credit, offering more spending power and allowing you to earn more cash back or points and miles. How to request a…
In 2021, the average annual health insurance deductible for an employee with single coverage was $1,669, according to the Kaiser Family Foundation (KFF) survey. The deductible is the amount of money you’re responsible for before the plan’s benefits kick in. Should…
You may wonder if you can apply for a credit card before starting your first job, whether it’s months away or already lined up. But if you’re new to the job market and are about to start your first job,…
The Wells Fargo Reflect℠ Card is a popular card to use for balance transfers, thanks to its generous introductory APR. However, to use this card to tackle your credit card debt, you’ll need to make sure you have a high enough credit score…
When the Wells Fargo Active Cash® Card came out, it was a no-brainer for me. A sign-up bonus of $200 cash rewards for spending $1,000 in the first three months plus unlimited, 2% cash rewards on purchases? Yes, please. My credit score…
Tax time can be hard, especially if you don’t have the money to pay what you owe. A credit card can be a quick way to pay the bill, but be sure you know all the ways it will cost…
People who have American Express cards are loyal customers. Not only do cardholders know how valuable the American Express name is, but they also get great benefits like longer warranties, travel insurance, and early access to tickets to concerts and…
The trend of closing retail stores has been going on for years, but the coronavirus pandemic will probably worsen it. Retailer gone bankrupt Lockdowns that have closed stores and kept people at home are not good for businesses. A number…
A business credit card with a low-interest introductory rate can be a lifeline for small companies operating on tight budgets, as well as those in industries where slow payment times can create cash flow issues. Business balance transfer cards Businesses…
The Citi® Double Cash Card is one of today’s top cashback credit cards – and for good reason. The card offers 1% cash back on every purchase, plus another 1% cash back when you pay off your purchases. Credit score needed for the…
