The COVID-19 pandemic has put a financial strain on businesses and individuals alike. According to a recent CreditCards.com poll, 62% of Americans with credit card debt are concerned they might miss payments within the next few months if the pandemic continues.…
As any entrepreneur knows, one of the most challenging aspects of getting a new business off the ground is having adequate cash flow for growth. Securing financing can be a struggle, which is why many small-business owners turn to their…
A sudden decrease in your credit limit can hit when you least expect it, curbing your buying power and potentially lowering your credit score, but you don’t have to let it stand. Credit card limit decreased? Just as a credit…
Whether you were an early adopter of the Apple Card or only signed on recently, you may be wondering if it’s time you got a higher credit limit. How to get a credit limit A higher limit on your Apple Card…
If you added another person to your credit card account as an authorised user, the situation doesn’t have to last forever. How to remove an authorized user Maybe you added an authorised user during a time when they were making…
You can indeed close a credit card that still has a balance, but it’s crucial that you continue to make payments—at least the minimum—until the card is paid off. Can you close a credit card The reason is that closing…
It’s true that a hard inquiry can cause damage to a credit score – especially if you have a thin or short credit file. For those with more in their file, the impact may not be as great. What it all…
Cashback rewards are a great way to get paid back for everyday purchases. Suppose your family has a large grocery bill, or you spend considerable time in your car commuting to work or shuffling kids to various practices and other…
Most business owners may not appreciate this, but the key to building business credit is a gradual and steady approach. How long does it take to build Nat Wasserstein, a restructuring advisor and managing director of Lindenwood Associates in the…
The Apple Card has drawn a lot of hype since its launch, but it’s also been met with mixed reviews. Guide to the Apple Card Die-hard Apple fans praise the card, but many experts are less impressed. Critics point out that…
